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Friday, March 09, 2018

Money management tips for millennials - Charlotte Business Journal

Money management tips for millennials - Charlotte Business Journal: I do not think millennials and young professionals are given enough credit when it comes to money management.�Never mind the fact we grew up and came of age in a less than ideal economy, our generation by and large tends to avoid debt and live within our means, and that speaks volumes about us.�

According to the recent Better Money Habits Millennial Report, the percentage of millennials who have $15,000 or more in savings has gone up 14 percentage points to 47 percent.�Additionally, 63 percent of millennials are saving and the majority of millennials (67 percent) who have a savings goal meet it.�

Take a bite out of insurance premiums - Chicago Tribune

Take a bite out of insurance premiums - Chicago Tribune: The insurer that had the best rate when you bought your coverage may not be the most competitive after you move, get married, add a teenage driver, buy a new car or improve your credit score. It’s a good idea to re-shop your auto insurance every year or so even if nothing has changed.

In a study by the Texas Insurance Department, people saved an average of $125 per year by calling other insurers to compare rates. Weigh any premium savings against long-term customer discounts you may be earning.

How to save for a house downpayment

How to save for a house downpayment: The amount you put down on a house can affect your ability to get a mortgage loan, and the larger your down payment, the lower your monthly payment will be.

Although it can be hard to put money aside and still keep up with your other bills and financial responsibilities, the following nine ways to save for a home down payment can make it easier:

How to Save Money on a Cruise | POPSUGAR Smart Living

How to Save Money on a Cruise | POPSUGAR Smart Living: Cruises are a great travel option for several reasons: they're mostly all-inclusive, you're able to hit multiple ports on a single trip, and they give you more bang for your buck overall. On top of many being fairly affordable to begin with, there are more ways you can save money once you're on board. And if you stick to what's included in your boarding pass, it's possible to avoid spending all together once you're sailing. Here are nine ways you can cruise on a tight budge

Study indicates that climate change will wreak havoc on California agriculture

Study indicates that climate change will wreak havoc on California agriculture